A few years ago, a tow truck operator told us that he always thought he had coverage for the vehicle he was towing until he lost one. The vehicle he was towing was totaled and then he discovered "the small print".

He was not aware that his policy had a 'small print' exclusion that stated the policy would not pay for a loss if he had not hooked up both safety chains to the vehicle being towed. He had to eat a $17,000 loss!

Fortunately, not all policies have this exclusion but every policy that has ever been written has exclusions. That is why you need to take some time to know and undrestand as much as possible about all this "insurance stuff" and that is why you need an agency that has the commitment, experience and knowledge to help you understand your coverages, your exposures and the exclusions that may apply to your policy. Yes, our policies also have exclusions, but we will help you see and understand "the small print".

Everyone wants the lowest premium possible but no one ever thinks about low premiums when they have a loss. All they can think about is...

"Am I covered for this loss?"

Insurance policies are not created equally. Not all policies offer the same coverages or have the same exclusions or cost the same. We want to help you keep your premium as low as possible and we want to help you avoid the harsh reality of experiencing a non-covered loss.

We understand the industry and we have the knowledge and experience to provide customized insurance packages that meet the specific needs of our clients. When it comes to towing and recovery insurance, standard insurance solutions just won't do. Out clients trust us to deliver solid, dependable and specialized coverages at reasonable rates. Join them.